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Blackjack

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We at EZ Online believe that YOU, our valued customer, deserve the best service and security to ensure your enjoyment while at EZ Online Casino.  If you are a new Member and just getting started, please view our FAQ's.  If, however, you need further assistance, EZ Online’s Member Services Team is on hand to assist you.

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Blackjack (also known as twenty-one), is a descendant of Baccarat and Chemin-de-Fer and is often considered one of the world's most popular casino table games.

Object of the Game

The object of the game is achieve a higher card count than the dealer without exceeding 21.

How to Play

This version of Blackjack uses eight decks of cards.  The deck is shuffled after each hand.

The Bets.  Select an initial bet amount and click Deal to begin the game.  There is a minimum bet of $5 and a maximum bet of $100.

The Cards.  Aces may be considered 1 or 11.  Face cards have a value of 10 and all other cards are counted as their face value.

The Deal.  A card is dealt face up to the player followed by one to the dealer.  A second card is then dealt face up to the player, and a second card face down to the dealer.  At this point, the player may choose to stand or draw one or more cards to improve their hand total.  The dealer takes additional cards only after the player has completed his or her hand(s), following specific rules (see Dealer Strategy below).  The player's hand is completed when the player:
  • draws Blackjack (a natural 21 consisting of an Ace and a 10 or face card)
  • chooses to stand
  • busts (the hand count exceeds 21).
The winner is determined by which hand's total is closest to 21. A Blackjack beats all other hands totaling 21 (this applies to the dealer as well). If both the dealer and player draw a Blackjack, it is considered a push (tie) and neither hand wins nor loses.
Player Options
The player is initially dealt two cards.  After these cards are dealt, the player has the option of making the following additional wagers:

Splitting Pairs.  This option is available to the player when the two original cards are of the same value (6's, 8's, etc.).  The player splits the cards into two hands and plays each hand individually.   Additional pairs can not be split again.  A pair of Aces may be split but each Ace receives only one additional card.  Except when splitting Aces, the player has the option to double down (see below) after splitting.  In all cases, the player must wager an additional amount equal to the original bet when splitting.

Double Down.  If the first two cards do not total 21, the player has the option to double down.  Should the player feel that he or she can win with only one additional card, the player may double the original bet and receive one more card.  The player may also double down after splitting a pair unless the pair consists of Aces.  In this case the player is only entitled to receive one card after splitting.

Insurance.  If the dealer's first visible card is an Ace, the player has the option of buying insurance.  Insurance is a wager equal to one-half the player's original bet which pays two to one if the dealer draws a Blackjack.  If the dealer does not draw Blackjack, the player loses his or her insurance.

Dealer Strategy:

The dealer must:

  • Be hit on a count of 16 or less
  • Stand on Soft 17
  • Stand on a Hard 17 or more

Soft Hand:  A hand where an Ace may be counted as either 1 or 11 without the total exceeding 21.

Hard Hand:  A hand with no Aces or one where the Ace must count as one so as to not exceed 21.

Payouts

A player's Blackjack (a natural 2 card 21) pays 3:2 unless the dealer draws a Blackjack as well.  A Blackjack also beats any three-or-more-card 21.  A two-card 21 is not considered a Blackjack for split hands.

All other winning bets are paid even money (1:1).

If the dealer draws a Blackjack, the player only loses his or her original bet when the player has doubled down or split.

When both the dealer and player's hand totals are equal, it is called a standoff or push and neither hand wins nor loses.

If the player's hand total exceeds 21, he or she busts and loses his or her bet.

Placing Bets

Each time you left-click inside the white circle near the edge of the blackjack table, you will place your current bet amount on the table -- adding to any chips that might already be there.  To remove your current bet amount from the table, right-click inside the circle.

You can change the amount you will be adding or subtracting from your bet by selecting one of the chips in the lower left corner of the table.  The chip with that is highlighted in blue represents the amount by which you will change your bet.
For example: If you wish to place a $25 bet, make sure the $25 chip in the lower left corner of the screen is selected by clicking on it.  It should then be highlighted in blue.  You can now left-click in the betting circle to place a $25 bet.  If you left-click a second time in the betting circle, you will add another $25 chip to your bet for a total of $50.  You could then select the $5 chip and click in the betting circle to increase your bet to $55.  Right-clicking in the betting circle performs the opposite function by removing the amount from your bet.

Starting the Deal

Once the minimum bet has been placed, the DEAL button will illuminate to indicate that it may now be clicked to start the deal.  Once the DEAL button has been clicked, the game will begin and you can no longer add to or remove from your bet.

You may also notice that the DEAL button may be illuminated, but you do not have a bet placed on the table.  In this case, clicking on the DEAL button will quickly and automatically start the deal by using the same bet used for the previous hand.  If, for example, you wagered $10 on the previous hand, you may find that the DEAL button is enabled even though you have not placed a new bet on the table.  Clicking the DEAL button will then start the next deal with the same $10 starting bet.  If you do not have sufficient funds to repeat your previous bet, or this is your first hand of blackjack during this session, then clicking the DEAL button with no bet on the table will start the next deal using the currently selected chip amount as your bet.

Playing the Game

The player uses the buttons at the base of the Blackjack table to make his or her decisions when playing the game.  Buttons will illuminate when you have the option to click them.  Your mouse pointer will also change to a pointing hand as you move your pointer over any button that you are allowed to click.

  • STAND.  If you are satisfied with your hand total, click STAND.  You will not receive any more cards and the dealer will complete his hand.  The winner will then be determined by the hand total that is closer to 21.  Note that if a hand total reaches 21, it will automatically stand.  If you are playing split hands, clicking STAND on the first hand completes that hand and allows you to play the second hand.  Clicking STAND on the second hand completes your play and the dealer will finish playing his hand.
       
  • HIT.  If you wish to receive another card to try to bring your card total closer to 21, click the HIT button.  You are permitted to hit your hand as many times as you like, until you decide to Stand or your hand busts (its total exceeds 21). Note that if your hand total reaches 21, your hand will automatically stand.
       
  • SPLIT.  If you have two cards of the same value (two sevens, two tens, a king and a jack, etc.), you may click SPLIT to split the cards into two separate hands.  This requires an additional bet to be made that is equal to your original bet.  You will not be given the option to split if you do not have sufficient funds.  Note that when splitting a pair of Aces, each hand only receives one additional card.  The dealer then completes his hand and the game ends.
       
  • INSURE.  When the dealer's face-up card is an ace, the player has the option to purchase insurance by clicking the INSURE button.  Buying insurance is a side bet and requires an amount equal to half your original wager.  The option to buy insurance will not be available if you do not have sufficient funds.  Once insurance has been purchased, the dealer will check the hand for Blackjack.  The insurance bet will pay 2:1 if the dealer has Blackjack. If the Dealer does not have Blackjack, the insurance bet is lost, and the hand continues normally.
       
  • DOUBLE DOWN.  Before you decide to hit or stand, you have the option to click DOUBLE DOWN if you believe that your hand can win with just one additional card.  Doubling down requires an additional bet up to your original bet.  If you do not have sufficient funds to place an additional bet equal to your original bet, your remaining funds will be used.  Once you have doubled down, your hand will receive one more card and play then moves on to the dealer who will complete his hand to determine the winner



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